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FINANCE.TX_
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FINANCE.TX
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1997-09-14
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106 lines
FINANCIAL AUTHORITY for WINDOWS
FINANCIAL AUTHORITY is a financial analysis program which contains
seven investment modules:
1. Loan Amortization - The options for a fixed rate loan include:
required monthly payment, amount which can be borrowed, highest
affordable interest rate, true interest when points are charged, years
required to repay loan, balloon payments, accelerated payments (both
interim or for the duration of the loan). A schedule (monthly or
annual) for cumulative interest paid, principal paid, and remaining
balance can be printed to the screen and to a printer. A graph of
Remaining Loan Balance versus Years can also be displayed and printed.
2. Annuity - The options for an immediate annuity (withdrawals start
immediately and continue until the annuity is depleted) include:
income, required amount, life of the annuity, rate of interest earned.
An annualized schedule of interest earned and remaining balance can be
printed to the screen and to a printer. A graph of Amount Remaining in
the Annuity versus Years can also be displayed and printed.
3. Fixed and Periodic Investments
Fixed Investment Growth - Options for a lump sum investment include:
value of investment at maturity, required initial investment, years
required to reach goal, or interest rate required (the interest can be
compounded daily, monthly, quarterly, semiannually or annually).
Comparisons of tax free, taxed deferred, and fully taxed investments
can also be performed.
Periodic Investment Growth - Investments can be made weekly, biweekly,
monthly, quarterly, semiannually, or annually. Options include: value
of all investments at maturity, required periodic investments, years
required to reach goal, required interest rate; interest can be
compounded daily, monthly, quarterly, semiannually, or annually.
Diversified portfolios in which fixed or periodic investments are made
can be evaluated. Annualized schedules of interest earned and current
values can be printed to the screen and to a printer. Graphs of total
investment value versus years can also be displayed and printed.
4. U.S. EE Bonds - The options for EE savings bonds include: create or
edit a file of currently owned EE Bonds (serial numbers, denomination,
and purchase date); evaluate your savings bond portfolio (current or
future value) based on U.S. Treasury guaranteed minimum interest rates;
print (to screen and printer) your portfolio of bonds, including
minimum value of each bond and a total minimum value for the entire
portfolio. The minimum total value of your portfolio may be projected
over any future time period (e.g., the values between 1995 and 2005).
This projection may be displayed as a data table or as a graph, on your
screen and on your printer.
5. Mutual Fund Analysis - Evaluates the performance of a mutual fund
over a user-specified time period. Three measures of performance are
produced:
a. Growth of Annual $1000 Investments
b. Growth of an Initial $10,000 Investment
c. Average Annual Compounded Return
Data, readily obtainable from the mutual fund's prospectus, is entered
by the user and then analyzed to generate the performance measures for
each year of the desired time period. Output may be directed to the
screen and to a printer. A graph of each of the three performance
measures versus years can also be displayed and printed.
6. Retirement Planning - Inflation during your retirement years must be
considered in your retirement planning. This program allows you to
test various rates of inflation to determine the lump sum investment
that you will need at retirement, the amount that you can withdraw each
year from an anticipated pool of money, and the number of years until
your investments are depleted. A schedule, showing your required
income, annual withdrawals, remaining balance, and interest earned, may
be printed to the screen and on a printer. A graph of the remaining
balance versus years can also be displayed and printed.
7. Assets Database - A database of your current assets (e.g., stocks,
bonds, CD's, etc.), number of shares, and share prices can be created
and saved for future reference. Total values for each asset, portfolio
percentages, and total value of the entire database can be calculated,
printed, and displayed graphically as either pie or bar charts.
** ADDITIONAL TOOLS **
1. GRAPHICAL PLOTS may be displayed for any schedule. Pie and bar
graphs for your portfolios or current assets can also be displayed. All
graphs may be printed or copied to the Windows Clipboard.
2. A pop-up MATH CALCULATOR allows you to perform simple arithmetic
calculations (+, -, x, /, %).
3. A pop-up DATE INTERVAL CALCULATOR allows you to determine the number
of days, the number of weeks, the number of months, and the number of
years between any two selected dates.
4. A PERPETUAL CALENDAR may be displayed and optionally printed.
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The price for FINANCIAL AUTHORITY is $25 (U.S. Funds).
Conrad Button's Software
13807 S.E. 282 St.
Kent, WA 98042
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